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  1. Friends, do not be confused… The financing agent in the article tested the ability to repay, 12 months of banking is much more than what is requested in the country. Such loans also make up an almost negligible small percentage of the mortgage market. The entities and banks take the credit rating and repayment ability of the customer much more seriously… This does not mean that 97% of FHA or VA buyers are not given financing but it is usually at a fixed interest rate for 30 years. The APR interest rate games are over and that was a big part of what started the problem of non-refund of homeowners during the crisis

  2. Should be with a finger on the pulse and look at facts, the fact that cases where financial institutions flex credit conditions does not mean that 2008 is back even though that is probably the purpose of the title (what do people click more on black predictive articles), what can be done as a risk management to analyze the Longer-term deals and buying assets with higher confidence intervals and trying to take advantage of opportunities as Ofer Moshkovitz has listed. Those who invest in long-term rentals should not change too much, and even if and when they have an effect on the market, they may even benefit from the rent. You have to listen to all opinions, but be careful about decisions made by media content (the interest is not shared)

  3. Agree with what they wrote up here Eran and Ofer that the banks are looking at it a bit again and for us it turns on red lights but the distance to the crisis as it was far away. Not to forget that for several years the banks have simply stopped everything since the crisis and are slowly releasing underwriting. Wall Street should not be followed as we do not make rotten fish soup as a package for a gourmet dish… so we will know it is a recurring trouble

  4. You brought me back to my work days as a broker at Merrill Lynch. When banks give loans they have red lines of income tests and the ability to meet the debt repayment.
    What is said in the article is that there is a willingness today to examine specific cases by less rigorous standards. Does this mean that banks are repaying again and giving inflated loans to anyone whose hand is failing? Not necessarily.
    Banks understand that they can flex their credit policies. They just have to be careful that the muscle of greed won't swell again, and I believe they won't go back to the crap they did back then when they packed a package of junk mortgages and called it Triple A by the principle of dispersal.
    We as entrepreneurs can take advantage of the situation and sell assets under owner finance and receive interest rates of 6-9% and in addition sell properties at a higher price than can be sold as a cash transaction.

  5. The options are great - sell all the assets, wait for the next fall, and buy cheap again. For a moment I thought I accidentally wrote an article in 2009 but my eyes darkened and that is from 2019 - that we will not know. History repeats itself. It is a pity that the world is not full of mistakes.